6 Kingsmead Square Bath BA1 2AB

01225 696944 mckenzieandco@sjpp.co.uk

Financial Advice

& Services

At McKenzie & Co we make your goals the centre of everything we do.

All the advice and the wide range of services we offer, from planning for life after work, to passing your money on, is focused on you and helping you to achieve the future, and live the life that you want.

 

We share your values and plans, tailor our advice to fit, and help you use your money to create the best future for yourself and your family.

 

McKenzie & Co financial advisers offer financial services to individuals, families, and businesses. We offer advice and assistance in areas such as retirement planning, financial investments and savings, insurance and protection, estate planning, your lasting legacy and how to access your funds in the most tax efficient way.

 

Whether you are looking to invest for income or growth, the right investment strategy is critical in helping secure your future financial well-being.

 

The St. James’s Place range of investment solutions and ongoing services have been carefully curated to enable us to advise you on creating your unique investment strategy to help you reach your financial goals.

 

The St. James’s Place risk-rated Portfolio solutions mean you can spread your investments across a wide range of asset types and choose fund managers with different investment styles to create a balanced and diversified investment solution.

 

The value of investments with St. James’s Place will be directly linked to the performance of selected funds and these can fall as well as rise. You may get back less than the amount initially invested.

Investment planning

Discover the Path to Financial Success

At McKenzie & Co, we understand the importance of strategic investment planning for your financial well-being. Whether it’s saving for retirement, funding your child’s education, or pursuing other financial goals, now is the perfect time to take action.

 

Our dedicated Financial Advisers will craft a personalised investment strategy tailored to your unique needs. We offer a range of investment options, including ISA’s, JISA’s, stocks, investment bonds, Unit Trusts, offshore investments, and ESG Funds, providing you with opportunities to generate regular income and grow your funds.

 

As a Partner of St. James’s Place, we provide exclusive access to a carefully curated range of investment solutions and ongoing services. Our risk-rated Portfolio solutions enable you to diversify your investments, ensuring a well-managed and balanced portfolio.

 

Rest assured, we’ll be with you every step of the way. We continuously monitor your investment portfolio, making necessary adjustments to keep it aligned with your goals and risk tolerance. Our expert Financial Advisers provide guidance, support, and access to exclusive research and investment opportunities, helping you navigate the complexities of investment vehicles and tax implications.

 

While the value of investments can fluctuate, our investment planning advice services will help you confidently grow your wealth and protect against inflation.

 

Don’t wait any longer to secure your financial future. Start your investment planning journey with McKenzie & Co today. 

iNVEST IN YOUR

sUCCESS

Retirement planning

Start Planning Today to Enjoy Tomorrow!

At McKenzie & Co, we specialise in retirement planning to ensure people have a financially stable and fulfilling future. Our team will help you set clear retirement goals, estimate expenses, and implement strategies to accumulate the necessary funds.

 

Start planning early to achieve your retirement goals. We’ll assist you in evaluating your financial status, envisioning your ideal retirement lifestyle, by considering factors like location, travel, hobbies, and changing expenses.

 

Partnered with St. James’s Place, we offer a range of retirement products, including SIPPs, trustee schemes, retirement plans, drawdown plans, and annuities. Our experienced advisers will create a customised retirement plan aligned with your risk tolerance and timeline, utilising investment vehicles such as stocks, bonds, and offshore investments.

 

When the time comes, we’ll guide you on tax-efficient ways to access your retirement funds and investments. Remember, the value of investments can go down as well as up, and you may get back less than your initial investment.

Plan for your

Future

Protection planning

Securing Your Future and That of Those You Love

Protection planning is essential for your financial security and peace of mind. At McKenzie & Co, our Financial Advisers are here to guide you through the complexities of protection planning, offering expertise and tailored solutions.

 

We help you identify and address risks that can impact your financial well-being, such as illness, disability, premature death, or loss of income. Our range of protection solutions includes life cover, critical illness, income protection, employee benefits, and private medical insurance.

 

Inheritance tax (IHT) planning is also crucial. Our specialised advisers minimise the tax burden on your assets, ensuring a smooth wealth transfer. We can assist with wills, powers of attorney, and tax-efficient gifting strategies.

 

Partner with us to benefit from our expertise, access to a wide range of protection solutions, and personalised advice. Secure your future and provide peace of mind to your loved ones.

STRESS FREE risk

management

Corporate services

Enhance Your Business with Corporate Services

McKenzie & Co Financial Advisers provide essential corporate services to support business owners in their financial needs, regulatory compliance, and strategic decision-making.

 

Financial planning is crucial for business owners to ensure the smooth and efficient operation of their businesses. It helps assess the current financial situation, identify goals, develop strategies, and monitor progress. Effective financial planning manages cash flow, optimizes tax efficiency, and prepares for business growth, mergers, acquisitions, or eventual sales.

 

Business owners must also prepare for unforeseen events and risks. Key personnel insurance and contingency plans mitigate potential consequences in case of loss or absence of key directors or employees. We offer expertise in assessing risks and recommending suitable protection solutions, including business insurance, shareholder protection, and contingency plans.

 

For business owners, supporting the financial well-being of the company and employees is paramount. Our corporate pension services assist in designing compliant group pension schemes, executive pension arrangements, salary sacrifice arrangements, and employee benefit packages.

 

Trust McKenzie & Co for a wide range of financial expertise and strategic guidance. Our corporate services encompass financial planning, risk management, pension schemes, and business exit strategies. Make informed decisions and achieve your business’s financial goals.

 

Discover more about our comprehensive Corporate Services by clicking below.

Enhance your

Business

Mortgages and specialist banking

Find the Perfect Mortgage with McKenzie & Co

Your home is not just a place to live but also a valuable asset. At McKenzie & Co, we offer a comprehensive range of mortgages tailored to your unique needs. With access to lenders across the marketplace, we’ll find the perfect mortgage solution for you.

 

Our mortgage services cover employed and self-employed individuals, buy-to-let properties, self-build projects, UK holiday homes, expats, commercial mortgages, and mortgages for overseas holiday homes. We can also assist parents and grandparents providing Family Assistance to help loved ones onto the property ladder.

 

First-time buyers can rely on us to navigate the complex process of purchasing their first home. We’ll guide you from start to finish, managing the application process and alleviating stress.

 

With our qualified mortgage partners, you’ll make informed decisions. We’ll help you understand your options, from fixed rate or tracker mortgages to flexible or offset solutions. Throughout the journey, we’ll support you, ensuring you’re well-informed until completion.

 

If you’re considering remortgaging, we’ve got you covered. Whether it’s raising capital, home improvements, or reducing monthly expenses with competitive rates, we’ll handle your application from start to finish.

 

Remember, keeping up with mortgage repayments is crucial to maintaining ownership of your home or property. Failure to do so may result in repossession.

 

Discover the right mortgage for you. Partner with McKenzie & Co today.

Get your dream

Home

Intergenerational wealth management

Securing Wealth for the Future

Intergenerational wealth management is a comprehensive approach to preserving and growing wealth across generations. At McKenzie & Co, we specialise in guiding families through wealth transfer, succession planning, and financial stewardship.

Our advisers facilitate open discussions among family members to understand their collective goals and values. We align these aspirations, philanthropic objectives, and long-term vision to create wealth management strategies that reflect the family’s shared values.

We provide guidance on effective wealth transfer strategies, considering tax-efficient methods, gifting strategies, and charitable giving options. Our aim is to maximise asset value while minimising tax burdens, ensuring a smooth transfer of wealth to future generations.

We also prioritize financial literacy by educating younger family members about wealth management, investments, and responsible decision-making.

Intergenerational wealth management is crucial for preserving and growing wealth while passing on values and legacy. With our expertise, knowledge, and objective guidance, McKenzie & Co can help your family navigate wealth transfer, succession planning, investment management, and philanthropy, ensuring a lasting financial legacy for generations to come.

Secure your

Legacy